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The Mortgage Process


Here at Mortgages Direct Marbella we make your Mortgage application as quick and straight forward as possible.  Our qualified consultants are able to guide you through the process and provide you with an initial mortgage approval.  This approval is subject to an acceptable valuation on the property.

Please read through the following step-by-step guide to the Mortgage process:

Step 1 - Contact us, via telephone, fax or email.

Step 2 - A mutually convenient time will be arranged to run through your circumstances, using any of the afore-mentioned methods.

We will: Establish your financial situation and calculate the level of finance you can raise as a mortgage.  

Inform you of the documentation required to  submit your mortgage application and the timescales involved.

Inform you of the mortgage lenders initial approval-in-principle.

Let you know the details of the property valuation.

Update you regularly on the progress of your application.

Step 3 - Once the mortgage lender has formally accepted and approved your mortgage, we will forward you a copy of your official offer letter.  This will confirm the terms and conditions of your mortgage,  including: the interest rate applicable to your loan,  the amount of funds being advanced to you, any opening commissions chargeable and any redemption penalties.

Step 4 - Once an offer letter has been provided, it is over to the lawyers to ensure that completion occurs as soon as possible.



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